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A Beautiful Smile is a Priceless gift ....


Insurance and Financial Arrangements


Dental Insurance



We have an experienced insurance coordinator who strives to provide patients with an accurate estimate of fees for services prior to treatment so you can plan your finances accordingly. Insurance company plans, policies, and benefits can be a very confusing and frustrating part of a patient's dental care. Dental insurance varies from company to company, plan to plan, and employer to employer. We will also work with you to maximize your dental benefits each year. Although, some of the treatment you require may not be covered by your dental carrier, we will not compromise your treatment based on restraints placed by an insurance company.

Following is a short list of the major insurance companies accepted:


  • Aetna 
  • Altus Dental
  • Ameritas
  • Blue Cross/Blue Shield
  • Cigna Dental
  • Delta Dental Premier 
  • Guardian Life  
  • Metlife 
  • Principal Financial Group
  • United Health Care 
  • United Concordia
  • And many other dental insurances


    Payment and Financial Arrangements

    Unless prior arrangements are made, payment for services is due at the time of your appointment.Our office accepts cash, personal checks, Visa, Master card, and Discover.


                        Oral Health equals Overall Health

We accept CareCredit for Dental Procedures

We're pleased to offer our patients CareCredit, North America's leader in patient payment plans. CareCredit lets you begin your treatment immediately - then pay for it over time with low monthly payments that fit easily into your monthly budget.

Your healthcare credit card

CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Enjoy low minimum monthly payments
  • We offer 6 and 12 month payment plans
  • Pay no up-front costs or pre-payment penalties

Learn more by visiting or contacting our office. Ready to apply? Apply online for your CareCredit card today. You'll be smiling bright in no time.

Apply Now

Michael R. Pelletier D.M.D. 164 Elm St., Fitchburg, Ma. 01420

Office 978-345-5563 Fax 978-345-5484 Email:

A Family Dental Office Treating All Ages